|
Account Type
|
Minimum To Open
|
Minimum Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
Savings Accounts
|
Passbook
|
$100.00
|
$.01
|
0.10%
|
0.10%
|
|
Statement
|
$100.00
|
$.01
|
0.10%
|
0.10%
|
|
Christmas Club
|
$5.00
|
$.01
|
0.10%
|
0.10%
|
Fees may reduce earnings.
Checking Accounts
|
Account Type
|
Minimum To Open
|
Minimum Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
|
NOW
(Balances of $0.00 - $299.99)
|
$750.00 |
$0.00 |
0.00% |
0.00% |
|
NOW
(Balances of $300.00 and over)
|
$750.00 |
$300.00 |
0.05% |
0.05% |
|
Super NOW
(Balances of $0.00 - $499.99)
|
$2,500.00 |
$0.00 |
0.00% |
0.00% |
|
Super NOW
(Balances of $500.00 - $2,499.99)
|
$2,500.00 |
$500.00 |
0.05% |
0.05% |
|
Super NOW
(Balances of $2,500.00 and over)
|
$2,500.00 |
$500.00 |
0.10% |
0.10% |
|
Club Plus
(Balances of $0.00 - $249.99)
|
$100.00 |
$0.00 |
0.00% |
0.00% |
|
Club Plus
(Balances of $250.00 and over)
|
$100.00 |
$250.00 |
0.10% |
0.10% |
|
Premier 50
(Balances of $0.00 - $249.99)
|
$300.00 |
$0.00 |
0.00% |
0.00% |
|
Premier 50
(Balances of $250.00 and over)
|
$300.00 |
$250.00 |
0.10% |
0.10% |
|
Premier 50 Plus
|
$100.00 |
$0.00 |
0.10% |
0.10% |
Fees may reduce earnings.
Money Market Accounts
|
Balance
|
Minimum To Open
|
Minimum Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|---|
| $0.00 - $499.99 |
$2,500.00 |
$0.00 |
0.00% |
0.00% |
| $500 - $2,499.99 |
$2,500.00 |
$500.00 |
0.05% |
0.05% |
| $2,500.00 and over |
$2,500.00 |
$500.00 |
0.10% |
0.10% |
| Term | Minimum to Open and Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|
Certificates of Deposit
| 3 Months |
$1,000.00 |
0.25% |
0.25% |
| 6 Months |
$1,000.00 |
0.40% |
0.40% |
| 12 Months |
$1,000.00 |
0.50% |
0.50% |
| 18 Months |
$1,000.00 |
0.55% |
0.55% |
| 24 Months |
$1,000.00 |
0.65% |
0.65% |
| 30 Months |
$1,000.00 |
0.70% |
0.70% |
| 36 Months |
$1,000.00 |
0.75% |
0.75% |
| 48 Months |
$1,000.00 |
1.00% |
1.01% |
| 60 Months |
$1,000.00 |
1.25% |
1.26% |
Substantial penalty may be imposed for early withdrawal.
Individual Retirement Accounts
| Certificates of Deposit Accounts, from 6 months to 60 months, are available for IRA deposit accounts. |
Substantial penalty may be imposed for early withdrawal.
|
FDIC-Insured - Backed by the full faith and credit of the U.S. Government